Online Cash Loans

Cash Loans

Can’t keep up with your cash? Did you know that you can apply for a cash loan online?
That’s right! You don’t need to visit a branch at all, you can apply from the comfort of your own home!

One of the best parts of our quick and easy online loans is that it is convenient and you need not waste your valuable time queuing. All you need is access to the internet on either your PC, tablet or smartphone.

You must be thinking, is it safe? Well you need not worry about your privacy and information protection, we’ve got that covered. Cashwise’s online cash loans are reliable, safe and secure. We take all measures to protect your information by following all the latest security and privacy practices.

To make an application you should meet our basic eligibility criteria:

  • You need to be at least 18 years old and a NZ citizen or resident currently living in New Zealand;
  • You need to have been permanently employed with the same employer for at least 3 months;
  • You need to be earning at least $500 a week (after tax);
  • Your pay needs to be credited on a regular basis into your own NZ bank account that has been open for at least 3 months;
  • You are not currently Bankrupt, under a No Asset Procedure or Summary Instalment Order;
  • You have access to the Internet and a mobile phone.

Please note this is a guide only – in certain circumstances we may not be able to offer you a loan.

Cashwise online loans are best suited for any cash emergency. Be sure to borrow only what you need to keep your finances in control.

Easy and quick cash loans

Get quick cash online without the hassle or stress of poor credit check results. If you have issues with bad credit in the past or don’t have any asset for collateral, Cashwise’s easy online loans may be your perfect way out.

Our online cash loans are unsecured and are borrowed only against your income. It does not require you to arrange collateral. All we need to know is the current status of your employment and if you have the ability to pay back your cash loan in your subsequent paydays.

Once you complete our online application form and send us the supporting documents, we will process your cash loan application quickly. If you are approved, we will transfer the funds directly into your NZ bank account. Apply for an online loan now and you could get crucial money overnight.

Even though online loans are a quick and easy cash solution, we suggest you borrow only when needed.

If you are facing difficulties completing your online loan application or need more information on any of our services, you can call us on 0800 227 484 or send us an email at and we’ll get back to you as soon as we can.

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0800 227 484